Rates
An easy-to-use comparison of our various loan rates
Auto/RV Loans
Loan Type | APR* | Duration | Notes |
---|---|---|---|
New Cars | 4.49% | up to 72 months | 0% down OAC |
New Cars | 5.49% | up to 73 - 84 months | 0% down OAC |
Used Cars | 4.49% | up to 72 months | up to 10 years old 0% down OAC |
Used Cars | 5.49% | up to 73 - 84 months | up to 10 years old 0% down OAC |
Older Used Cars | 6.99% | up to 72 months | 11-18 years old requires 10% down |
First Time Car Buyer | 7.49% | ||
New & Used Recreational Vehicles | 5.49% | 144 months | 0% down OAC |
New & Used Recreational Vehicles | 5.99% | 145 - 180 months | up to 15 years old 0% down OAC |
Older Used Recreational Vehicles | 5.90% | 72 months | requires 10% down |
New Motorcycles & Snowmobiles | 5.40% | 84 months Varies on $ amount |
requires 10% down under $15000 |
Used Motorcycles & Snowmobiles | 5.40% | 84 months Varies on $ amount |
requires 10% down under $15000 |
New Boats | 3.49% | up to 144 months | 0% down OAC |
Used Boats | 4.49% | 145 - 180 months | 10% down OAC |
Older Boats of 15 yrs old | 5.90% | up to 72 months | requires 10% down |
Tractor & Operating Equipment | 6.90% | 48 months | requires 20% cash down |
- Loan Type: New Cars APR*: 4.49% Duration: up to 72 months Notes: 0% down OAC
- Loan Type: New Cars APR*: 5.49% Duration: up to 73 - 84 months Notes: 0% down OAC
-
Loan Type:
Used Cars
APR*:
4.49%
Duration:
up to 72 months
Notes:
up to 10 years old
0% down OAC -
Loan Type:
Used Cars
APR*:
5.49%
Duration:
up to 73 - 84 months
Notes:
up to 10 years old
0% down OAC -
Loan Type:
Older Used Cars
APR*:
6.99%
Duration:
up to 72 months
Notes:
11-18 years old
requires 10% down - Loan Type: First Time Car Buyer APR*: 7.49%
- Loan Type: New & Used Recreational Vehicles APR*: 5.49% Duration: 144 months Notes: 0% down OAC
-
Loan Type:
New & Used Recreational Vehicles
APR*:
5.99%
Duration:
145 - 180 months
Notes:
up to 15 years old
0% down OAC - Loan Type: Older Used Recreational Vehicles APR*: 5.90% Duration: 72 months Notes: requires 10% down
-
Loan Type:
New Motorcycles & Snowmobiles
APR*:
5.40%
Duration:
84 months
Varies on $ amount Notes: requires 10% down under $15000 -
Loan Type:
Used Motorcycles & Snowmobiles
APR*:
5.40%
Duration:
84 months
Varies on $ amount Notes: requires 10% down under $15000 - Loan Type: New Boats APR*: 3.49% Duration: up to 144 months Notes: 0% down OAC
- Loan Type: Used Boats APR*: 4.49% Duration: 145 - 180 months Notes: 10% down OAC
- Loan Type: Older Boats of 15 yrs old APR*: 5.90% Duration: up to 72 months Notes: requires 10% down
- Loan Type: Tractor & Operating Equipment APR*: 6.90% Duration: 48 months Notes: requires 20% cash down
Personal Loans
Loan Type | APR* | Duration | Notes |
---|---|---|---|
Signature | 11.90% | 36 months Varies on $ amount |
(unsecured) |
Share Secured | 4.90% | up to 120 months | (2% spread required) |
-
Loan Type:
Signature
APR*:
11.90%
Duration:
36 months
Varies on $ amount Notes: (unsecured) - Loan Type: Share Secured APR*: 4.90% Duration: up to 120 months Notes: (2% spread required)
Home Loans
Loan Type | APR* | Duration | Notes |
---|---|---|---|
First Mortgage | Call for rates | up to 240 months | max 80% LTV Call for details |
Second Mortgage (fixed rate) | 8.50% | up to 240 months | max 80% LTV Call for details |
Second Mortgage HELOC | 8.50% | Up to 180 months | max 80% LTV Call for details |
Variable Rate 1st | .25% under prime with 3.75% floor |
up to 180 months | max 80% LTV Call for details |
Variable Rate 1st | Call for rate | up to 180 months | max 80% LTV Call for details |
New Mobile Homes | 8.50% | - | requires 10% down |
Used Mobile Homes | 9.0% | - | requires 15% down |
-
Loan Type:
First Mortgage
APR*:
Call for rates
Duration:
up to 240 months
Notes:
max 80% LTV
Call for details -
Loan Type:
Second Mortgage (fixed rate)
APR*:
8.50%
Duration:
up to 240 months
Notes:
max 80% LTV
Call for details -
Loan Type:
Second Mortgage HELOC
APR*:
8.50%
Duration:
Up to 180 months
Notes:
max 80% LTV
Call for details -
Loan Type:
Variable Rate 1st
APR*:
.25% under prime
with 3.75% floor Duration: up to 180 months Notes: max 80% LTV
Call for details -
Loan Type:
Variable Rate 1st
APR*:
Call for rate
Duration:
up to 180 months
Notes:
max 80% LTV
Call for details - Loan Type: New Mobile Homes APR*: 8.50% Duration: - Notes: requires 10% down
- Loan Type: Used Mobile Homes APR*: 9.0% Duration: - Notes: requires 15% down
Credit Cards
Loan Type | APR* | Duration | Notes |
---|---|---|---|
VISA Card | 9.9% | - | Payment is 3% of the balance. It can be used for purchases, cash advances, and balance transfers. |
- Loan Type: VISA Card APR*: 9.9% Duration: - Notes: Payment is 3% of the balance. It can be used for purchases, cash advances, and balance transfers.
Savings
Loan Type | APR* | Duration | Notes |
---|---|---|---|
Regular Shares | 0.30% | - | Rate May Vary |
Share Draft | 0.00% | - | no min bal and no monthly fees |
- Loan Type: Regular Shares APR*: 0.30% Duration: - Notes: Rate May Vary
- Loan Type: Share Draft APR*: 0.00% Duration: - Notes: no min bal and no monthly fees
Certificates
Loan Type | APR* | Duration | Notes |
---|---|---|---|
6 month CD | 1.80% | - | Early Withdrawal Penalties May Apply |
12 month CD | 1.90% | - | Early Withdrawal Penalties May Apply |
24 month CD | 2.00% | - | Early Withdrawal Penalties May Apply |
- Loan Type: 6 month CD APR*: 1.80% Duration: - Notes: Early Withdrawal Penalties May Apply
- Loan Type: 12 month CD APR*: 1.90% Duration: - Notes: Early Withdrawal Penalties May Apply
- Loan Type: 24 month CD APR*: 2.00% Duration: - Notes: Early Withdrawal Penalties May Apply
IRAs
Loan Type | APR* | Duration | Notes |
---|---|---|---|
Traditional IRA Shares | 0.60% | - | - |
Roth IRA Shares | 0.60% | - | - |
- Loan Type: Traditional IRA Shares APR*: 0.60% Duration: - Notes: -
- Loan Type: Roth IRA Shares APR*: 0.60% Duration: - Notes: -