Auto/RV Loans

Loan Type APR* Duration Notes
New Cars 4.49% up to 72 months 0% down OAC
New Cars 5.49% up to 73 - 84 months 0% down OAC
Used Cars 4.49% up to 72 months up to 10 years old
0% down OAC
Used Cars 5.49% up to 73 - 84 months up to 10 years old
0% down OAC
Older Used Cars 6.99% up to 72 months 11-18 years old
requires 10% down
First Time Car Buyer 7.49%
New & Used Recreational Vehicles 5.49% 144 months 0% down OAC
New & Used Recreational Vehicles 5.99% 145 - 180 months up to 15 years old
0% down OAC
Older Used Recreational Vehicles 5.90% 72 months requires 10% down
New Motorcycles & Snowmobiles 5.40% 84 months
Varies on $ amount		 requires 10% down under $15000
Used Motorcycles & Snowmobiles 5.40% 84 months
Varies on $ amount		 requires 10% down under $15000
New Boats 3.49% up to 144 months 0% down OAC
Used Boats 4.49% 145 - 180 months 10% down OAC
Older Boats of 15 yrs old 5.90% up to 72 months requires 10% down
Tractor & Operating Equipment 6.90% 48 months requires 20% cash down
  • Loan Type: New Cars APR*: 4.49% Duration: up to 72 months Notes: 0% down OAC
  • Loan Type: New Cars APR*: 5.49% Duration: up to 73 - 84 months Notes: 0% down OAC
  • Loan Type: Used Cars APR*: 4.49% Duration: up to 72 months Notes: up to 10 years old
    0% down OAC
  • Loan Type: Used Cars APR*: 5.49% Duration: up to 73 - 84 months Notes: up to 10 years old
    0% down OAC
  • Loan Type: Older Used Cars APR*: 6.99% Duration: up to 72 months Notes: 11-18 years old
    requires 10% down
  • Loan Type: First Time Car Buyer APR*: 7.49%
  • Loan Type: New & Used Recreational Vehicles APR*: 5.49% Duration: 144 months Notes: 0% down OAC
  • Loan Type: New & Used Recreational Vehicles APR*: 5.99% Duration: 145 - 180 months Notes: up to 15 years old
    0% down OAC
  • Loan Type: Older Used Recreational Vehicles APR*: 5.90% Duration: 72 months Notes: requires 10% down
  • Loan Type: New Motorcycles & Snowmobiles APR*: 5.40% Duration: 84 months
    Varies on $ amount     Notes: requires 10% down under $15000
  • Loan Type: Used Motorcycles & Snowmobiles APR*: 5.40% Duration: 84 months
    Varies on $ amount     Notes: requires 10% down under $15000
  • Loan Type: New Boats APR*: 3.49% Duration: up to 144 months Notes: 0% down OAC
  • Loan Type: Used Boats APR*: 4.49% Duration: 145 - 180 months Notes: 10% down OAC
  • Loan Type: Older Boats of 15 yrs old APR*: 5.90% Duration: up to 72 months Notes: requires 10% down
  • Loan Type: Tractor & Operating Equipment APR*: 6.90% Duration: 48 months Notes: requires 20% cash down

Personal Loans

Loan Type APR* Duration Notes
Signature 11.90% 36 months
Varies on $ amount		 (unsecured)
Share Secured 4.90% up to 120 months (2% spread required)
  • Loan Type: Signature APR*: 11.90% Duration: 36 months
    Varies on $ amount     Notes: (unsecured)
  • Loan Type: Share Secured APR*: 4.90% Duration: up to 120 months Notes: (2% spread required)

Home Loans

Loan Type APR* Duration Notes
First Mortgage Call for rates up to 240 months max 80% LTV
Call for details
Second Mortgage (fixed rate) 8.50% up to 240 months max 80% LTV
Call for details
Second Mortgage HELOC 8.50% Up to 180 months max 80% LTV
Call for details
Variable Rate 1st .25% under prime
with 3.75% floor		 up to 180 months max 80% LTV
Call for details
Variable Rate 1st Call for rate up to 180 months max 80% LTV
Call for details
New Mobile Homes 8.50% - requires 10% down
Used Mobile Homes 9.0% - requires 15% down
  • Loan Type: First Mortgage APR*: Call for rates Duration: up to 240 months Notes: max 80% LTV
    Call for details
  • Loan Type: Second Mortgage (fixed rate) APR*: 8.50% Duration: up to 240 months Notes: max 80% LTV
    Call for details
  • Loan Type: Second Mortgage HELOC APR*: 8.50% Duration: Up to 180 months Notes: max 80% LTV
    Call for details
  • Loan Type: Variable Rate 1st APR*: .25% under prime
    with 3.75% floor     Duration: up to 180 months Notes: max 80% LTV
    Call for details
  • Loan Type: Variable Rate 1st APR*: Call for rate Duration: up to 180 months Notes: max 80% LTV
    Call for details
  • Loan Type: New Mobile Homes APR*: 8.50% Duration: - Notes: requires 10% down
  • Loan Type: Used Mobile Homes APR*: 9.0% Duration: - Notes: requires 15% down

Credit Cards

Loan Type APR* Duration Notes
VISA Card 9.9% - Payment is 3% of the balance. It can be used for purchases, cash advances, and balance transfers.
  • Loan Type: VISA Card APR*: 9.9% Duration: - Notes: Payment is 3% of the balance. It can be used for purchases, cash advances, and balance transfers.

Savings

Loan Type APR* Duration Notes
Regular Shares 0.30% - Rate May Vary
Share Draft 0.00% - no min bal and no monthly fees
  • Loan Type: Regular Shares APR*: 0.30% Duration: - Notes: Rate May Vary
  • Loan Type: Share Draft APR*: 0.00% Duration: - Notes: no min bal and no monthly fees

Certificates

Loan Type APR* Duration Notes
6 month CD 1.80% - Early Withdrawal Penalties May Apply
12 month CD 1.90% - Early Withdrawal Penalties May Apply
24 month CD 2.00% - Early Withdrawal Penalties May Apply
  • Loan Type: 6 month CD APR*: 1.80% Duration: - Notes: Early Withdrawal Penalties May Apply
  • Loan Type: 12 month CD APR*: 1.90% Duration: - Notes: Early Withdrawal Penalties May Apply
  • Loan Type: 24 month CD APR*: 2.00% Duration: - Notes: Early Withdrawal Penalties May Apply

IRAs

Loan Type APR* Duration Notes
Traditional IRA Shares 0.60% - -
Roth IRA Shares 0.60% - -
  • Loan Type: Traditional IRA Shares APR*: 0.60% Duration: - Notes: -
  • Loan Type: Roth IRA Shares APR*: 0.60% Duration: - Notes: -