Real Estate Loans

First Mortgages

80% loan to Value with appraisal
70% loan to value with tax assessment
Certain conditions apply. Ask for details.
Maximum terms 120 months to $30,000, if over $30,000 up to 240 months
Click on RATES to see our current rates

Second Mortgages

70% loan to Value with appraisal
70% loan to value with tax assessment max of $70,000
Certain conditions apply. Ask for details.
Maximum terms 120 months to $30,000, if over $30,000 up to 180 months
Click on RATES to see our current rates

Variable Rate (Home Equity Line Of Credit)

80% loan to value with appraisal
70% loan to value with tax assessment
Certain conditions apply. Ask for details.
Rate .25% under prime (subject to minimum and maximum rates)
Max term 180 months depending on money amount borrowed
Rate changes annually or at advances

Mobile Home Loans

-need 10% cash down on new and 15% cash down on used (prior to tax and license)
-when used as collateral after a purchase we finance 85% of the appraised value or NADA average retail whichever is less
- Click on RATES to see our current rates